What type of health insurance coverage is out there?

Close to 91 percent of Americans had health insurance in 2014. Depending on the plan specifics, those with insurance can use that coverage for:

  • Inpatient care in an approved facility
  • Outpatient care with an approved provider
  • Medical detox, including medications
  • Co-occurring mental health conditions
  • Follow-up counseling
  • Maintenance addiction medication

Health insurance was once considered a bit of a luxury.

Individuals with tight finances and low-paying jobs may not have had the extra cash they required to buy costly health care plans, so they tried to save up enough funds to enable them to get care for issues deemed life-threatening. Everything else went unaddressed. Frequently, that meant addictions went untreated. For men and women without health insurance, getting medical care for addiction was just too pricey to consider.

Impacts of Affordable Care Act Uninsured.

Much of that changed with the transition of the Affordable Care Act. Now more people than ever before have health insurance. In fact, according to the Kaiser Family Foundation, only 13 percent of Americans didn't have health insurance in 2014. Everybody else had the coverage they needed to deal with health problems. Those strategies generally consist of coverage for mental illnesses and addictions, although there are limits and requirements to pay attention to for families to get the real benefits they need at the right time.

Disclaimer*

The amount of coverage or insurance acceptance is based on the insurance policy that each client is covered by. This means out-of-pocket costs will vary. Please contact Palm Beach Recovery Group for help determining what and where your plan covers by calling us at 1-888-414-7282.